Ratified is an Australian-built onboarding and customer due diligence platform that helps regulated and newly regulated professionals meet their AML/CTF obligations with confidence, simplicity, and speed.
Designed for Australia’s Tranche 2 reforms, Ratified enables secure, one-time identity verification that can be reused across services — eliminating repeated checks, reducing administrative burden, and delivering a faster, safer on boarding experience for everyone.
Built for regulated and newly regulated professionals across Australia.
Bank-grade security • AUSTRAC-aligned • Australian-hosted
Compliance has traditionally meant duplication, paperwork, and delay.Ratified removes that friction by centralising identity verification, risk checks, and reporting into one intelligent platform.
Instead of chasing documents and repeating checks, your team operates from a single source of verified truth, designed to scale with regulatory change.
Clients are issued a single, secure Ratified QR code — time-stamped, tamper- resistant, and valid across participating service providers.
Rather than resubmitting sensitive documents for every transaction, clients simply present their QR code. Service providers can instantly access verified compliance certificates, with optional full-file visibility where required.
Fewer repeated checks
Faster transactions
Reduced exposure of sensitive data
Stronger compliance confidence
From 1 July 2026, anti-money laundering and counter-terrorism financing (AML/CTF) obligations will apply to certain services typically provided by a new group of regulated businesses, known as Tranche 2 entities.
These reforms significantly expand Australia’s AML/CTF regime and will apply to professionals and service providers who have not previously been directly regulated under AML/CTF laws.
Compliance workflows for agents, buyer’s agents, property developers, and other professionals involved in brokering sales, purchases, and transfers of real property. Designed to align with AML/CTF obligations for property-related designated services.
Secure onboarding and verification for conveyancers managing property settlement transactions and related client due diligence obligations, with reusable verification across service points.
Matter-based verification and audit-ready compliance for law firms and legal practitioners who will be captured as reporting entities under the reforms, helping manage client identity, risk screening, and documentation.
Integrated compliance workflows for accounting firms, tax agents, and advisers now subject to AML/CTF regulation, with automated identity verification, beneficial ownership detection, and ongoing due diligence.
Support for businesses involved in buying or selling precious metals, stones, or related products above regulatory transaction thresholds, ensuring consistent AML/CTF compliance and transaction monitoring.
Help for Trust and Company Service Providers—and other consulting or intermediary practices—introducing automated verification, ownership tracing, and compliance documentation workflows.
Make an appointment with one of our Product Specialists to discuss your regulatory requirements, workflows, and pricing model.
Our dedicated Tech Team works with you to integrate Ratified into your systems and workflows, including integration options and reporting workflows (API driven reporting where available).
Begin completing your initial customer due diligence in a seamless, efficient, and cost-effective way.
Continue meeting your AUSTRAC obligations through structured ongoing due diligence—without added complexity.
Join hundreds of regulated professionals who trust Ratified for their AML/CTF compliance needs.
